Major expenses can strike at any time, so do not allow them to deplete your savings.

Whether you are strapped for cash for a wedding, a home remodel, or a family holiday, a quick personal loan can help you achieve your dreams and live your life to the fullest.

A personal loan provides a lot more than just speed, convenience, and affordability, making them the ideal solution for your financial needs.

Get Your Personal Loan Approved Within Minutes!

Avail of a Personal Loan of up to ₹2.4 lakhs, fulfill your financial needs without any hassles. The quick approval process of personal loans from Home Credit ensures you have an easy borrowing experience. Also, with our instant loans, you can get your loan application approved within 5 minutes!

Ready to take the next step? Apply for an instant personal loan now!

Features & Benefits of Home Credit Instant Personal Loan

Here are some key features & benefits of our instant personal loan:

• High Loan Amount Range: Home Credit offers a personal loan amount ranging from ₹10000 to ₹2.4 lakhs for existing customers and ₹25000 to ₹2 lakhs for new applicants to fund your expenses.
• Flexible Repayment Options: You can easily repay the loan amount in flexible EMI’s as per your convenience with a repayment tenure ranging from 6-48 months for new applicants and 9-51 months for existing home credit customers.
• Low EMI Amount: With Home Credit, you can avail yourself of a personal loan of up to Rs. 2.4 lakhs with easy EMI’s.
• No Collateral Required: You do not need to provide any collateral or any security to get a personal loan.
• No Credit History Required: You can avail yourself of a personal loan from Home Credit even if you are doing it for the first time.
• Get Instant Loans with Just 2 Documents: To apply for an instant personal loan, you just need 2 documents – Your identity and residence proof.
• Simple Application Process: Applying for a personal loan with Home Credit is quick, easy, and seamless with minimal documentation and instant approvals.
• Digital First Process: Apply for an instant loan online with Home Credit and skip the long waits with a completely digital application process.
• No Hidden Charges: At Home Credit, transparent and secure processes are at the core of what we do, so everything you pay is what you know!

With over 10 million+ satisfied customers, Home credit aims to make personal loans affordable and accessible for all.

Download the Home Credit Personal Loan App from Google Play Store today!

Online Personal Loan for All Your Needs

• Need For Quick Cash: Use our instant personal loans for handling any type of personal emergency that requires financial assistance.
• Medical Emergency: Medical emergencies can come up suddenly and might become difficult to repay. You can use an instant personal loan to pay for any medical expenses.
• Marriage Expenses: Even after a lot of financial planning, marriage expenditure can cross the estimate sometimes. Apply for a Home Credit personal loan to meet such unexpected emergencies.
• Home Renovations: Some parts of your home may be in urgent need of repair or renovation and a personal loan can help you pay for these repairs.
• Shopping For Home Appliances: Upgrade your home with the latest gadgets, without the burden of huge upfront costs by applying for a personal loan.
• Travel Expenses: Travel carefree by managing all your travel expenses – flights, stay, shopping, activities, and other bills with our instant personal loan.
• Educational Expenses: If you are short of funds before enrolling your child for school or college, you can opt for a personal loan with Home Credit to pay the course fees.

How To Apply for A Home Credit Personal Loan?

To get your instant personal loan on Home Credit, just follow the steps below and get your personal loan instantly:

• Enter your phone number and follow the simple steps to check your eligibility.
• Get instant online approvals on medical emergency loan of up to ₹2.4 Lakhs.
• Get the loan amount disbursed within hours of signing the agreement.

When you apply for an instant personal loan with Home Credit, you get an ample loan amount of up to ₹2.4 lakhs, along with instant loan approval and fast disbursal. Additionally, we aim at making your experience the most convenient one– which is why we provide one of the easiest application processes to make your loan journey hassle-free.

Need instant funds? Apply for an instant personal loan right now!