From time to time, we always have crucial decisions to make, and chances are that it will cost money! Whether it is a new home appliance, an automobile or a house renovation, or any other personal reason, one needs a substantial amount of money to achieve what we desire. In such circumstances, a personal loan fits right in!
This is because the money required is not too big an amount, but neither is it too little to just withdraw from our bank balance. Sometimes we are even cash crunched. Thus, a personal loan from Home Credit is an apt choice to apply for it!
Why Choose Home Credit Personal Loan?
Here are a few reasons why Home Credit instant personal loan can be your best bet in times of need:
- Freedom To Use at Your Discretion
One of the biggest advantages of taking a personal loan from Home Credit is that we do not pose any restrictions on the usage of your loan amount. An instant loan up to ₹2.4 lakhs can be used for any purpose that you want. There are several types of quick personal loans offered by us, including:
- Travel loan
- Education loan
- Medical emergency loan
- Home renovation loan
- Small Business loan
- Self Employed loan
- Easy Eligibility Criteria
The eligibility criteria to avail yourself of a quick personal loan from Home Credit is as follows:
- Age: 19-68 years
- Income Source: Salaried/ Self-Employed/ Pensioner
- Bank Account Status: Active
- Documents Required: Identity and Address Proof
- Gap between 2 Home Credit Personal Loan Applications: 90 Days
- Customizable Repayment Options
One of the reasons why Home Credit personal loan proves to be the best option is because we offer customizable repayment tenure ranging from 6-48 months for new applicants and 9-51 months for existing home credit customers so that you can repay your loan at your convenience, without any hassles.
- Instant Loan Approval with Quick Disbursal
Home Credit offers you instant approval on a personal loan up to ₹2.4 lakhs along with quick disbursal which makes us the ideal option for avoiding financial roadblocks.
- Minimal Document Requirement
We only ask for 2 documents that are necessary to process your instant personal loan application.
- Proof of Identity: PAN Card (Mandatory)
- Address Proof: Aadhar Card/ Voter ID/Passport/ Driving License
- No Collateral Needed
While applying for a quick personal loan with Home Credit, you don’t need to worry about collateral or putting any of your assets at risk. Just verify/upload the documents online and you are done!
- Easy Online Loan Application Process
Getting a personal loan up to ₹2.4 lakhs is just three easy steps away from our personal loan app.
- Enter your phone number and follow the next steps to check your eligibility.
- Get instant approval on loan amount of up to ₹2.4 Lakhs.
- Enjoy quick & hassle-free fund disbursal within hours of signing the agreement.
- No Hidden Charges
We make every effort to make our procedures as transparent as possible. Therefore, you won’t have to be concerned about any hidden charges!
Need instant funds? Apply for a personal loan right now and get instant approval on up to Rs. 2.4 lakhs with just 2 documents!